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If you find yourself an FHA loan would be a life saver if you prefer to invest in a house and get minimal cash on hands otherwise a no further-so-high credit history, such fund do have specific cons you should be aware of before you apply.

• Really strict appraisal conditions. The fresh new U.S. Agencies off Houses and you will Urban Development (HUD) has actually strict possessions appraisal requirements you to exclude of a lot characteristics out-of FHA loan qualification. Our home also offers to-be much of your otherwise principal home, so that you can't put it to use because an investment property (even in the event FHA loans are used for certain multi-tool qualities as much as four units). Mobile home or any other prefabricated homes can also be be considered, but many condos do not.
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